My personal fav is RIFT, back when I could run it. Updates have been getting too fancy for my poor potato T^T.
I loved the character customization, the wardrobe, which allowed you mix, match, dye, and assemble outfits that you looted. These items would be applicable to all characters made on your account. World chat was helpful, albeit had spam, yet there were many offering free dimensions. Dimensions are customizable homes, and the items available range from jukeboxes that play to colored planks one with enough time (and trips to "penny" dimensions others have open for the taking) can make crazy designs like a pool/hot tub even mansions.
Sadly I can't run it on my laptop anymore so I have banished to the Software Graveyard
. But look out for the many "Castilla" characters I've made; I might be healing you